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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,785 | $27,924-36.3% | $58,544-69.6% | $75,181-76.3% |
| Participation rate | 61.5% | 38.8%+22.7pp | 50.9%+10.7pp | 67.2%-5.7pp |
| Annual return | 22.55% | 44.20%-21.7pp | 4249.56%-4227.0pp | 160.69%-138.1pp |
| Employer contribution / active EE | $3,749 | $669+460.2% | $1,053+256.0% | $2,671+40.4% |
| Participant deferral / active EE | $3,263 | $1,202+171.6% | $1,923+69.7% | $4,126-20.9% |
| Admin fee / account holder | $2,145 | $1,726+24.2% | $2,520-14.9% | $5,650-62.0% |