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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,111 | $27,632-70.6% | $61,452-86.8% | $68,486-88.2% |
| Participation rate | 100.0% | 39.5%+60.5pp | 52.6%+47.4pp | 67.9%+32.1pp |
| Annual return | -23.77% | -13.24%-10.5pp | 338.96%-362.7pp | -7.85%-15.9pp |
| Employer contribution / active EE | $3,750 | $696+438.9% | $1,160+223.4% | $2,597+44.4% |
| Participant deferral / active EE | $2,888 | $1,264+128.5% | $2,125+35.9% | $4,028-28.3% |
| Admin fee / account holder | $756 | $2,010-62.4% | $2,131-64.5% | $5,404-86.0% |