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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,145 | $226,135-86.7% | $182,558-83.5% | $152,909-80.3% |
| Participation rate | 89.5% | 82.5%+7.0pp | 78.0%+11.5pp | 82.5%+7.0pp |
| Annual return | 17.92% | 192.60%-174.7pp | 148.59%-130.7pp | 345.46%-327.5pp |
| Employer contribution / active EE | $926 | $4,979-81.4% | $4,076-77.3% | $4,764-80.6% |
| Participant deferral / active EE | $2,242 | $6,371-64.8% | $5,526-59.4% | $5,851-61.7% |
| Admin fee / account holder | $346 | $10,707-96.8% | $8,594-96.0% | $11,601-97.0% |