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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,602 | $211,946-87.0% | $169,452-83.7% | $135,380-79.6% |
| Participation rate | 66.7% | 82.6%-16.0pp | 77.8%-11.1pp | 82.6%-16.0pp |
| Annual return | -6.35% | 3.26%-9.6pp | 1.83%-8.2pp | 519.81%-526.2pp |
| Employer contribution / active EE | $933 | $5,117-81.8% | $4,157-77.6% | $4,779-80.5% |
| Participant deferral / active EE | $1,806 | $6,075-70.3% | $5,277-65.8% | $5,609-67.8% |
| Admin fee / account holder | $710 | $11,472-93.8% | $9,110-92.2% | $10,828-93.4% |