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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,733 | $181,062-89.7% | $158,223-88.2% | $155,188-87.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 17.44% | 57.39%-39.9pp | 52.09%-34.6pp | 148.84%-131.4pp |
| Employer contribution / active EE | $1,341 | $4,565-70.6% | $4,109-67.4% | $4,248-68.4% |
| Participant deferral / active EE | $4,197 | $6,134-31.6% | $5,467-23.2% | $6,531-35.7% |
| Admin fee / account holder | $963 | $18,825-94.9% | $16,047-94.0% | $14,480-93.4% |