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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,431 | $202,342-93.9% | $172,753-92.8% | $152,909-91.9% |
| Participation rate | 92.3% | 87.1%+5.3pp | 82.6%+9.7pp | 82.5%+9.9pp |
| Annual return | 31.27% | 1029.88%-998.6pp | 803.00%-771.7pp | 345.46%-314.2pp |
| Employer contribution / active EE | $1,383 | $5,857-76.4% | $5,144-73.1% | $4,764-71.0% |
| Participant deferral / active EE | $4,115 | $5,948-30.8% | $5,198-20.8% | $5,851-29.7% |
| Admin fee / account holder | $594 | $17,112-96.5% | $13,956-95.7% | $11,601-94.9% |