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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,034 | $209,422-91.9% | $178,503-90.5% | $158,982-89.3% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 25.31% | 188.81%-163.5pp | 151.12%-125.8pp | 302.99%-277.7pp |
| Employer contribution / active EE | $1,188 | $5,707-79.2% | $5,011-76.3% | $4,763-75.1% |
| Participant deferral / active EE | $4,875 | $5,955-18.1% | $5,202-6.3% | $5,983-18.5% |
| Admin fee / account holder | $435 | $17,079-97.5% | $13,987-96.9% | $11,252-96.1% |