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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,128 | $93,345-38.8% | $119,126-52.0% | $87,485-34.7% |
| Participation rate | 46.4% | 68.7%-22.3pp | 75.8%-29.3pp | 68.9%-22.5pp |
| Annual return | 18.34% | 19.08%-0.7pp | 282.11%-263.8pp | 26.06%-7.7pp |
| Employer contribution / active EE | $1,546 | $3,172-51.3% | $4,034-61.7% | $2,596-40.5% |
| Participant deferral / active EE | $3,461 | $4,099-15.6% | $5,318-34.9% | $4,274-19.0% |
| Admin fee / account holder | $1,696 | $8,039-78.9% | $10,693-84.1% | $7,775-78.2% |