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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,370 | $117,829-76.8% | $102,423-73.3% | $145,877-81.2% |
| Participation rate | 62.5% | 78.6%-16.1pp | 76.5%-14.0pp | 80.3%-17.8pp |
| Annual return | 13.64% | 31.83%-18.2pp | 29.42%-15.8pp | 551.28%-537.6pp |
| Employer contribution / active EE | $2,564 | $3,615-29.1% | $3,023-15.2% | $4,663-45.0% |
| Participant deferral / active EE | $6,833 | $5,732+19.2% | $5,054+35.2% | $6,691+2.1% |
| Admin fee / account holder | $11,241 | $13,335-15.7% | $9,455+18.9% | $13,402-16.1% |