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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,836 | $100,811-88.3% | $86,698-86.3% | $134,545-91.2% |
| Participation rate | 77.8% | 79.0%-1.2pp | 76.6%+1.2pp | 81.2%-3.5pp |
| Annual return | -33.96% | 29.11%-63.1pp | 35.96%-69.9pp | 418.37%-452.3pp |
| Employer contribution / active EE | $2,274 | $3,490-34.9% | $2,837-19.9% | $4,742-52.0% |
| Participant deferral / active EE | $6,929 | $5,339+29.8% | $4,656+48.8% | $6,401+8.2% |
| Admin fee / account holder | $1,550 | $10,926-85.8% | $7,492-79.3% | $11,431-86.4% |