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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,982 | $110,240-84.6% | $96,544-82.4% | $139,487-87.8% |
| Participation rate | 85.7% | 78.1%+7.6pp | 76.0%+9.7pp | 80.3%+5.4pp |
| Annual return | 25.49% | 26.41%-0.9pp | 25.88%-0.4pp | 373.84%-348.4pp |
| Employer contribution / active EE | $3,789 | $3,622+4.6% | $2,966+27.7% | $4,755-20.3% |
| Participant deferral / active EE | $8,932 | $5,549+61.0% | $4,851+84.1% | $6,713+33.1% |
| Admin fee / account holder | $3,948 | $11,602-66.0% | $8,254-52.2% | $11,407-65.4% |