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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,370 | $117,895-76.8% | $102,460-73.3% | $145,897-81.2% |
| Participation rate | 62.5% | 78.6%-16.1pp | 76.5%-14.0pp | 80.3%-17.8pp |
| Annual return | 13.64% | 31.92%-18.3pp | 29.47%-15.8pp | 552.29%-538.7pp |
| Employer contribution / active EE | $2,564 | $3,619-29.2% | $3,025-15.3% | $4,663-45.0% |
| Participant deferral / active EE | $6,833 | $5,736+19.1% | $5,056+35.1% | $6,689+2.1% |
| Admin fee / account holder | $11,241 | $13,353-15.8% | $9,460+18.8% | $13,390-16.1% |