Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,622 | $180,466-91.3% | $154,114-89.9% | $135,382-88.5% |
| Participation rate | 42.9% | 87.4%-44.6pp | 83.0%-40.2pp | 82.6%-39.8pp |
| Annual return | -7.25% | 888.15%-895.4pp | 735.16%-742.4pp | 519.77%-527.0pp |
| Employer contribution / active EE | $464 | $6,035-92.3% | $5,298-91.2% | $4,779-90.3% |
| Participant deferral / active EE | $2,779 | $5,806-52.1% | $5,081-45.3% | $5,609-50.5% |
| Admin fee / account holder | $7,711 | $16,144-52.2% | $13,411-42.5% | $10,829-28.8% |