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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,701 | $57,305-44.7% | $86,640-63.4% | $75,173-57.8% |
| Participation rate | 61.5% | 63.2%-1.7pp | 71.7%-10.2pp | 67.2%-5.7pp |
| Annual return | 16.54% | 2674.24%-2657.7pp | 592.52%-576.0pp | 160.72%-144.2pp |
| Employer contribution / active EE | $2,522 | $2,316+8.9% | $3,024-16.6% | $2,671-5.6% |
| Participant deferral / active EE | $3,746 | $3,320+12.9% | $4,438-15.6% | $4,126-9.2% |
| Admin fee / account holder | $2,384 | $4,116-42.1% | $5,616-57.6% | $5,651-57.8% |