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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,820 | $54,355-70.9% | $82,744-80.9% | $68,486-76.9% |
| Participation rate | 68.0% | 63.9%+4.1pp | 72.6%-4.6pp | 67.9%+0.1pp |
| Annual return | -18.99% | -13.67%-5.3pp | 702.22%-721.2pp | -7.85%-11.1pp |
| Employer contribution / active EE | $1,715 | $2,219-22.7% | $3,008-43.0% | $2,597-33.9% |
| Participant deferral / active EE | $2,416 | $3,246-25.6% | $4,395-45.0% | $4,028-40.0% |
| Admin fee / account holder | $381 | $4,397-91.3% | $5,325-92.8% | $5,404-92.9% |