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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,876 | $125,190+16.5% | $105,624+38.1% | $145,8970% |
| Participation rate | 88.9% | 77.6%+11.3pp | 75.3%+13.6pp | 80.3%+8.6pp |
| Annual return | 17.89% | 225.22%-207.3pp | 116.20%-98.3pp | 552.29%-534.4pp |
| Employer contribution / active EE | $8,269 | $3,720+122.3% | $3,168+161.1% | $4,663+77.4% |
| Participant deferral / active EE | $18,192 | $5,716+218.3% | $5,013+262.9% | $6,689+172.0% |
| Admin fee / account holder | $468 | $17,138-97.3% | $10,961-95.7% | $13,390-96.5% |