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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,519 | $117,904+22.6% | $102,457+41.1% | $145,978-1.0% |
| Participation rate | 30.0% | 78.6%-48.6pp | 76.5%-46.5pp | 80.3%-50.3pp |
| Annual return | 16.04% | 31.80%-15.8pp | 29.41%-13.4pp | 550.52%-534.5pp |
| Employer contribution / active EE | $1,248 | $3,613-65.5% | $3,022-58.7% | $4,662-73.2% |
| Participant deferral / active EE | $5,172 | $5,733-9.8% | $5,054+2.3% | $6,690-22.7% |
| Admin fee / account holder | $62 | $13,329-99.5% | $9,451-99.3% | $13,400-99.5% |