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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,098 | $110,307-3.8% | $96,576+9.9% | $139,456-23.9% |
| Participation rate | 25.0% | 78.1%-53.1pp | 76.0%-51.0pp | 80.3%-55.3pp |
| Annual return | 16.16% | 26.40%-10.2pp | 25.87%-9.7pp | 373.45%-357.3pp |
| Employer contribution / active EE | $1,020 | $3,619-71.8% | $2,965-65.6% | $4,753-78.5% |
| Participant deferral / active EE | $3,655 | $5,547-34.1% | $4,851-24.7% | $6,711-45.5% |
| Admin fee / account holder | $44 | $11,597-99.6% | $8,253-99.5% | $11,407-99.6% |