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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,831 | $29,733-33.3% | $56,025-64.6% | $80,959-75.5% |
| Participation rate | 73.1% | 41.7%+31.4pp | 52.5%+20.6pp | 67.7%+5.5pp |
| Annual return | 7.21% | 35.28%-28.1pp | 1712.69%-1705.5pp | 35.67%-28.5pp |
| Employer contribution / active EE | $3,979 | $672+492.3% | $1,042+282.0% | $2,757+44.3% |
| Participant deferral / active EE | $915 | $1,229-25.6% | $1,955-53.2% | $4,300-78.7% |
| Admin fee / account holder | $1,928 | $2,434-20.8% | $2,828-31.8% | $6,925-72.2% |