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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,164 | $100,792-43.3% | $86,691-34.1% | $134,509-57.5% |
| Participation rate | 100.0% | 78.9%+21.1pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -20.91% | 29.08%-50.0pp | 35.94%-56.8pp | 418.13%-439.0pp |
| Employer contribution / active EE | $2,037 | $3,491-41.6% | $2,837-28.2% | $4,741-57.0% |
| Participant deferral / active EE | $14,332 | $5,339+168.4% | $4,656+207.8% | $6,400+123.9% |
| Admin fee / account holder | $1,170 | $10,924-89.3% | $7,492-84.4% | $11,427-89.8% |