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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,857 | $112,121-55.5% | $95,960-48.0% | $158,966-68.6% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 27.62% | 171.16%-143.5pp | 91.63%-64.0pp | 302.95%-275.3pp |
| Employer contribution / active EE | $13,156 | $3,199+311.3% | $2,541+417.7% | $4,762+176.2% |
| Participant deferral / active EE | $15,306 | $4,784+219.9% | $4,167+267.3% | $5,983+155.8% |
| Admin fee / account holder | $526 | $10,135-94.8% | $6,797-92.3% | $11,250-95.3% |