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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,853 | $29,736+60.9% | $56,033-14.6% | $80,935-40.9% |
| Participation rate | 14.0% | 41.7%-27.7pp | 52.5%-38.5pp | 67.7%-53.7pp |
| Annual return | 19.93% | 35.28%-15.3pp | 1711.38%-1691.5pp | 35.66%-15.7pp |
| Employer contribution / active EE | $624 | $671-7.1% | $1,041-40.1% | $2,757-77.4% |
| Participant deferral / active EE | $1,922 | $1,228+56.5% | $1,954-1.6% | $4,299-55.3% |
| Admin fee / account holder | $61 | $2,434-97.5% | $2,827-97.8% | $6,924-99.1% |