Retirement plan

YIELDSTREET, INC. 401K PLAN

Name: YIELDSTREET, INC. - YIELDSTREET, INC. 401K PLAN (2024) Form 5500
Creator: YIELDSTREET, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, YIELDSTREET, INC. 401K PLAN, YIELDSTREET, INC.

YIELDSTREET, INC.EIN 47-2003394Plan #001PY 2024

300 PARK AVENUE 15TH FLOOR - NEW YORK, NY 10022206-819-9601yieldstreet.comLinkedIn51-200 employeesfinancial services

Prospect flagsLow assets / participantFailed to transmit contributions

How to read this page

Total assets (EOY)

$8.7M

+34.3% from 2023

Total participants

243

+10.5% from 2023

Average account balance

$36,085

+18.8% from 2023

Annual return

26.46%

+2.73 pp from 2023

Benchmarks

See 7,155 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants25-99

Cohort7,155 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.73M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$36K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

242

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.97M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$20K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+26.46%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$234

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
WORLD INVESTMENT ADVISORS LLC1 year Service code 99 · EIN 61-1758632	Other Fees	$23,819
CETERA ADVISOR NETWORKS LLC3+ years Filed as: CETERA ADVISORS LLC Service code 99	Other Fees	$1,939
EPIC RETIREMENT PLAN SERVICES2 years Filed as: ABAR RETIREMENT PLAN SERVICES LLC Service code 49	Other Services	$415

Plan features & details

Pension benefit codes2E2J2K2F2G2R3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$57K

$583 / participant

Investment mgmt$2K3.5%
Contract admin$54K95.7%
Other / not subdivided$4500.8%

% of EOY assets

0.647%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: LEE CPA AUDIT GROUP
Auditor EIN: 814637885
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$36,085

$138,393-73.9%

$184,256-80.4%

$80,959-55.4%

Participation rate

99.0%

83.9%+15.1pp

86.8%+12.1pp

67.7%+31.3pp

Annual return

26.46%

20.01%+6.5pp

28.85%-2.4pp

35.67%-9.2pp

Employer contribution / active EE

$3,817

$4,847-21.2%

$6,427-40.6%

$2,757+38.5%

Participant deferral / active EE

$16,515

$7,076+133.4%

$9,133+80.8%

$4,300+284.0%

Admin fee / account holder

$234

$10,489-97.8%

$13,899-98.3%

$6,925-96.6%

Provider

Service type

Compensation

WORLD INVESTMENT ADVISORS LLC1 year

Service code 99 · EIN 61-1758632

Other Fees

$23,819

CETERA ADVISOR NETWORKS LLC3+ years

Filed as: CETERA ADVISORS LLC

Service code 99

Other Fees

$1,939

EPIC RETIREMENT PLAN SERVICES2 years

Filed as: ABAR RETIREMENT PLAN SERVICES LLC

Service code 49

Other Services

$415

YIELDSTREET, INC. 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

YIELDSTREET, INC. 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion