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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,102 | $157,276-71.3% | $141,177-68.1% | $152,885-70.5% |
| Participation rate | 50.0% | 84.8%-34.8pp | 82.5%-32.5pp | 82.5%-32.5pp |
| Annual return | 42.26% | 64.33%-22.1pp | 71.40%-29.1pp | 345.39%-303.1pp |
| Employer contribution / active EE | $4,089 | $5,262-22.3% | $4,736-13.7% | $4,763-14.2% |
| Participant deferral / active EE | $8,173 | $7,110+14.9% | $6,710+21.8% | $5,851+39.7% |
| Admin fee / account holder | $136 | $12,123-98.9% | $10,263-98.7% | $11,598-98.8% |