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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,692 | $165,381-62.7% | $149,730-58.8% | $158,966-61.2% |
| Participation rate | 60.0% | 84.6%-24.6pp | 82.5%-22.5pp | 82.0%-22.0pp |
| Annual return | 34.62% | 348.29%-313.7pp | 276.70%-242.1pp | 302.95%-268.3pp |
| Employer contribution / active EE | $4,708 | $5,104-7.8% | $4,645+1.3% | $4,762-1.2% |
| Participant deferral / active EE | $8,022 | $7,182+11.7% | $6,843+17.2% | $5,983+34.1% |
| Admin fee / account holder | $203 | $10,809-98.1% | $9,310-97.8% | $11,250-98.2% |