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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,084 | $78,428+18.7% | $95,960-3.0% | $79,852+16.6% |
| Participation rate | 81.6% | 73.5%+8.1pp | 77.1%+4.5pp | 69.6%+11.9pp |
| Annual return | 7.64% | 19.37%-11.7pp | 91.63%-84.0pp | 31.72%-24.1pp |
| Employer contribution / active EE | $1,708 | $1,945-12.2% | $2,541-32.8% | $2,471-30.9% |
| Participant deferral / active EE | $3,698 | $3,440+7.5% | $4,167-11.2% | $3,740-1.1% |
| Admin fee / account holder | $6,669 | $5,622+18.6% | $6,797-1.9% | $5,306+25.7% |