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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $4,369 |
Filed as: MERRILL LYNCH PIERCE FENNER & Service code 61 · EIN 13-5674085 | Finders' fees / placement fees | $0 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,956 | $59,186+13.1% | $76,768-12.8% | $56,287+19.0% |
| Participation rate | 89.0% | 75.2%+13.8pp | 77.0%+12.0pp | 69.9%+19.1pp |
| Annual return | -4.74% | 6.62%-11.4pp | 2.43%-7.2pp | -9.96%+5.2pp |
| Employer contribution / active EE | $1,779 | $1,759+1.2% | $2,485-28.4% | $2,111-15.7% |
| Participant deferral / active EE | $3,375 | $3,255+3.7% | $3,852-12.4% | $3,350+0.7% |
| Admin fee / account holder | $31 | $489-93.6% | $6,675-99.5% | $521-94.0% |