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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,464 | $124,175-47.3% | $108,405-39.6% | $167,536-60.9% |
| Participation rate | 76.2% | 82.3%-6.1pp | 80.1%-3.9pp | 82.1%-5.9pp |
| Annual return | 17.68% | 1380.13%-1362.4pp | 905.55%-887.9pp | 478.82%-461.1pp |
| Employer contribution / active EE | $3,251 | $4,188-22.4% | $3,559-8.7% | $4,839-32.8% |
| Participant deferral / active EE | $9,266 | $6,908+34.1% | $6,563+41.2% | $6,342+46.1% |
| Admin fee / account holder | $4,991 | $9,457-47.2% | $7,297-31.6% | $12,315-59.5% |