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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,595 | $107,941-64.2% | $91,994-58.0% | $152,909-74.8% |
| Participation rate | 57.1% | 81.2%-24.0pp | 78.6%-21.5pp | 82.5%-25.3pp |
| Annual return | 32.41% | 89.28%-56.9pp | 69.04%-36.6pp | 345.46%-313.1pp |
| Employer contribution / active EE | $2,226 | $4,212-47.2% | $3,453-35.5% | $4,764-53.3% |
| Participant deferral / active EE | $7,441 | $6,366+16.9% | $5,924+25.6% | $5,851+27.2% |
| Admin fee / account holder | $0 | $10,521-100.0% | $7,744-100.0% | $11,601-100.0% |