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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,285 | $115,917-43.7% | $100,535-35.1% | $158,982-58.9% |
| Participation rate | 70.0% | 81.6%-11.6pp | 79.4%-9.4pp | 82.0%-12.0pp |
| Annual return | 143.25% | 34.80%+108.4pp | 30.90%+112.4pp | 302.99%-159.7pp |
| Employer contribution / active EE | $2,838 | $4,105-30.9% | $3,419-17.0% | $4,763-40.4% |
| Participant deferral / active EE | $8,277 | $6,677+24.0% | $6,271+32.0% | $5,983+38.3% |
| Admin fee / account holder | $4,243 | $11,002-61.4% | $8,085-47.5% | $11,252-62.3% |