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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,310 | $27,943-77.4% | $58,507-89.2% | $75,177-91.6% |
| Participation rate | 100.0% | 38.8%+61.2pp | 50.9%+49.1pp | 67.2%+32.8pp |
| Annual return | 13.51% | 44.22%-30.7pp | 4252.32%-4238.8pp | 160.75%-147.2pp |
| Employer contribution / active EE | $2,341 | $670+249.6% | $1,053+122.3% | $2,671-12.3% |
| Participant deferral / active EE | $1,353 | $1,202+12.6% | $1,922-29.6% | $4,126-67.2% |
| Admin fee / account holder | $3,045 | $1,727+76.3% | $2,486+22.5% | $5,651-46.1% |