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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,653 | $27,639-65.1% | $61,501-84.3% | $68,490-85.9% |
| Participation rate | 55.6% | 39.5%+16.0pp | 52.6%+3.0pp | 67.9%-12.3pp |
| Annual return | -19.03% | -13.19%-5.8pp | 339.04%-358.1pp | -7.85%-11.2pp |
| Employer contribution / active EE | $2,356 | $696+238.5% | $1,160+103.2% | $2,597-9.3% |
| Participant deferral / active EE | $1,489 | $1,264+17.9% | $2,125-29.9% | $4,028-63.0% |
| Admin fee / account holder | $325 | $2,012-83.9% | $2,132-84.8% | $5,403-94.0% |