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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,440 | $39,028-88.6% | $80,741-94.5% | $85,847-94.8% |
| Participation rate | 100.0% | 41.6%+58.4pp | 54.2%+45.8pp | 69.3%+30.7pp |
| Annual return | 18.03% | 26.31%-8.3pp | 87.30%-69.3pp | 318.61%-300.6pp |
| Employer contribution / active EE | $2,342 | $722+224.2% | $1,160+101.9% | $2,565-8.7% |
| Participant deferral / active EE | $1,738 | $1,326+31.1% | $2,145-19.0% | $3,952-56.0% |
| Admin fee / account holder | $597 | $2,429-75.4% | $3,380-82.3% | $6,261-90.5% |