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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,143 | $110,551-95.3% | $80,741-93.6% | $167,536-96.9% |
| Participation rate | 80.0% | 64.0%+16.0pp | 54.2%+25.8pp | 82.1%-2.1pp |
| Annual return | 10.53% | 120.57%-110.0pp | 87.30%-76.8pp | 478.82%-468.3pp |
| Employer contribution / active EE | $1,350 | $1,543-12.5% | $1,160+16.4% | $4,839-72.1% |
| Participant deferral / active EE | $3,025 | $2,870+5.4% | $2,145+41.0% | $6,342-52.3% |
| Admin fee / account holder | $2,340 | $4,547-48.5% | $3,380-30.8% | $12,315-81.0% |