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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,015 | $27,936-57.0% | $58,561-79.5% | $75,173-84.0% |
| Participation rate | 22.6% | 38.8%-16.3pp | 50.9%-28.3pp | 67.2%-44.6pp |
| Annual return | 15.31% | 44.21%-28.9pp | 4251.33%-4236.0pp | 160.72%-145.4pp |
| Employer contribution / active EE | $221 | $670-67.0% | $1,053-79.1% | $2,671-91.7% |
| Participant deferral / active EE | $1,108 | $1,202-7.8% | $1,923-42.4% | $4,126-73.1% |
| Admin fee / account holder | $503 | $1,727-70.9% | $2,520-80.0% | $5,651-91.1% |