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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,635 | $28,624+125.8% | $53,647+20.5% | $82,637-21.8% |
| Participation rate | 28.9% | 47.3%-18.3pp | 56.3%-27.3pp | 68.1%-39.1pp |
| Annual return | 51.18% | 664.98%-613.8pp | 358.33%-307.2pp | 53.51%-2.3pp |
| Employer contribution / active EE | $567 | $637-11.0% | $962-41.1% | $2,552-77.8% |
| Participant deferral / active EE | $1,767 | $1,196+47.7% | $1,813-2.6% | $4,126-57.2% |
| Admin fee / account holder | $1,320 | $2,022-34.7% | $2,460-46.4% | $7,339-82.0% |