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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,928 | $27,936-10.8% | $58,561-57.4% | $75,173-66.8% |
| Participation rate | 36.7% | 38.8%-2.2pp | 50.9%-14.2pp | 67.2%-30.5pp |
| Annual return | 32.37% | 44.21%-11.8pp | 4251.33%-4219.0pp | 160.72%-128.3pp |
| Employer contribution / active EE | $656 | $670-2.0% | $1,053-37.7% | $2,671-75.4% |
| Participant deferral / active EE | $2,116 | $1,202+76.0% | $1,923+10.0% | $4,126-48.7% |
| Admin fee / account holder | $2,021 | $1,727+17.1% | $2,520-19.8% | $5,651-64.2% |