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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,670 | $28,624+132.9% | $53,647+24.3% | $82,637-19.3% |
| Participation rate | 19.0% | 47.3%-28.3pp | 56.3%-37.3pp | 68.1%-49.1pp |
| Annual return | 21.18% | 664.98%-643.8pp | 358.33%-337.2pp | 53.51%-32.3pp |
| Employer contribution / active EE | $270 | $637-57.6% | $962-71.9% | $2,552-89.4% |
| Participant deferral / active EE | $848 | $1,196-29.1% | $1,813-53.2% | $4,126-79.4% |
| Admin fee / account holder | $813 | $2,022-59.8% | $2,460-67.0% | $7,339-88.9% |