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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,166 | $29,716+129.4% | $56,077+21.6% | $80,925-15.8% |
| Participation rate | 17.4% | 41.7%-24.3pp | 52.5%-35.1pp | 67.7%-50.3pp |
| Annual return | 14.18% | 35.30%-21.1pp | 1709.28%-1695.1pp | 35.65%-21.5pp |
| Employer contribution / active EE | $385 | $671-42.6% | $1,040-63.0% | $2,756-86.0% |
| Participant deferral / active EE | $1,088 | $1,228-11.4% | $1,954-44.3% | $4,299-74.7% |
| Admin fee / account holder | $417 | $2,432-82.9% | $2,825-85.3% | $6,940-94.0% |