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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,423 | $27,936+105.6% | $58,561-1.9% | $75,173-23.6% |
| Participation rate | 19.0% | 38.8%-19.9pp | 50.9%-31.9pp | 67.2%-48.2pp |
| Annual return | 20.23% | 44.21%-24.0pp | 4251.33%-4231.1pp | 160.72%-140.5pp |
| Employer contribution / active EE | $407 | $670-39.2% | $1,053-61.4% | $2,671-84.8% |
| Participant deferral / active EE | $1,454 | $1,202+21.0% | $1,923-24.4% | $4,126-64.8% |
| Admin fee / account holder | $1,588 | $1,727-8.0% | $2,520-37.0% | $5,651-71.9% |