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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,670 | $29,319+127.4% | $52,425+27.2% | $82,448-19.1% |
| Participation rate | 19.0% | 46.9%-27.9pp | 55.6%-36.6pp | 68.1%-49.1pp |
| Annual return | 21.18% | 535.20%-514.0pp | 302.12%-280.9pp | 41.64%-20.5pp |
| Employer contribution / active EE | $270 | $586-53.9% | $914-70.5% | $2,551-89.4% |
| Participant deferral / active EE | $848 | $1,171-27.6% | $1,790-52.6% | $4,139-79.5% |
| Admin fee / account holder | $813 | $1,962-58.6% | $2,495-67.4% | $7,234-88.8% |