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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,747 | $29,733+548.3% | $56,025+244.0% | $80,959+138.1% |
| Participation rate | 15.2% | 41.7%-26.6pp | 52.5%-37.4pp | 67.7%-52.5pp |
| Annual return | 11.10% | 35.28%-24.2pp | 1712.69%-1701.6pp | 35.67%-24.6pp |
| Employer contribution / active EE | $362 | $672-46.1% | $1,042-65.3% | $2,757-86.9% |
| Participant deferral / active EE | $2,186 | $1,229+77.8% | $1,955+11.9% | $4,300-49.2% |
| Admin fee / account holder | $963 | $2,434-60.4% | $2,828-66.0% | $6,925-86.1% |