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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,747 | $29,716+548.6% | $56,077+243.7% | $80,925+138.2% |
| Participation rate | 15.2% | 41.7%-26.5pp | 52.5%-37.3pp | 67.7%-52.5pp |
| Annual return | 11.10% | 35.30%-24.2pp | 1709.28%-1698.2pp | 35.65%-24.5pp |
| Employer contribution / active EE | $362 | $671-46.1% | $1,040-65.2% | $2,756-86.9% |
| Participant deferral / active EE | $2,186 | $1,228+78.0% | $1,954+11.9% | $4,299-49.1% |
| Admin fee / account holder | $963 | $2,432-60.4% | $2,825-65.9% | $6,940-86.1% |