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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,583 | $202,430-82.9% | $169,369-79.6% | $139,427-75.2% |
| Participation rate | 66.7% | 81.1%-14.4pp | 77.2%-10.5pp | 80.3%-13.7pp |
| Annual return | 13.39% | 531.86%-518.5pp | 405.70%-392.3pp | 373.27%-359.9pp |
| Employer contribution / active EE | $842 | $4,690-82.0% | $4,011-79.0% | $4,752-82.3% |
| Participant deferral / active EE | $2,882 | $6,938-58.5% | $6,221-53.7% | $6,711-57.1% |
| Admin fee / account holder | $3,117 | $10,716-70.9% | $9,009-65.4% | $11,404-72.7% |