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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,945 | $227,633-91.7% | $189,597-90.0% | $167,553-88.7% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 18.07% | 78.45%-60.4pp | 64.20%-46.1pp | 478.89%-460.8pp |
| Employer contribution / active EE | $2,873 | $5,317-46.0% | $4,412-34.9% | $4,840-40.6% |
| Participant deferral / active EE | $8,620 | $7,003+23.1% | $6,174+39.6% | $6,343+35.9% |
| Admin fee / account holder | $611 | $11,879-94.9% | $9,807-93.8% | $12,316-95.0% |