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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,257 | $27,936+8.3% | $58,561-48.3% | $75,173-59.7% |
| Participation rate | 42.9% | 38.8%+4.0pp | 50.9%-8.0pp | 67.2%-24.3pp |
| Annual return | 15.70% | 44.21%-28.5pp | 4251.33%-4235.6pp | 160.72%-145.0pp |
| Employer contribution / active EE | $929 | $670+38.8% | $1,053-11.8% | $2,671-65.2% |
| Participant deferral / active EE | $2,856 | $1,202+137.6% | $1,923+48.5% | $4,126-30.8% |
| Admin fee / account holder | $385 | $1,727-77.7% | $2,520-84.7% | $5,651-93.2% |