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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,176 | $37,446-56.8% | $77,552-79.1% | $79,856-79.7% |
| Participation rate | 66.7% | 41.5%+25.1pp | 54.2%+12.5pp | 69.6%-3.0pp |
| Annual return | 19.74% | 39.76%-20.0pp | 54.82%-35.1pp | 31.71%-12.0pp |
| Employer contribution / active EE | $640 | $637+0.4% | $987-35.2% | $2,471-74.1% |
| Participant deferral / active EE | $1,973 | $1,261+56.5% | $1,861+6.0% | $3,741-47.3% |
| Admin fee / account holder | $256 | $2,506-89.8% | $2,859-91.1% | $5,306-95.2% |