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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,289 | $34,316-38.0% | $74,722-71.5% | $72,975-70.8% |
| Participation rate | 35.7% | 42.4%-6.7pp | 54.5%-18.7pp | 69.5%-33.8pp |
| Annual return | 135.94% | 26.58%+109.4pp | 753.11%-617.2pp | 81.01%+54.9pp |
| Employer contribution / active EE | $499 | $692-27.8% | $1,084-53.9% | $2,440-79.5% |
| Participant deferral / active EE | $1,815 | $1,272+42.7% | $1,963-7.6% | $3,608-49.7% |
| Admin fee / account holder | $127 | $2,125-94.0% | $3,335-96.2% | $5,124-97.5% |