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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $543 | $57,140-99.0% | $85,240-99.4% | $80,959-99.3% |
| Participation rate | 10.2% | 56.4%-46.2pp | 67.5%-57.3pp | 67.7%-57.5pp |
| Annual return | -11.35% | 21.71%-33.1pp | 66.75%-78.1pp | 35.67%-47.0pp |
| Employer contribution / active EE | $0 | $1,802-100.0% | $2,735-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $0 | $3,115-100.0% | $4,527-100.0% | $4,300-100.0% |
| Admin fee / account holder | $101 | $4,992-98.0% | $6,165-98.4% | $6,925-98.5% |