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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,842 | $69,118-68.4% | $53,647-59.3% | $138,895-84.3% |
| Participation rate | 40.0% | 64.0%-24.0pp | 56.3%-16.3pp | 79.9%-39.9pp |
| Annual return | 29.89% | 248.26%-218.4pp | 358.33%-328.4pp | 145.39%-115.5pp |
| Employer contribution / active EE | $727 | $1,189-38.9% | $962-24.5% | $4,194-82.7% |
| Participant deferral / active EE | $2,990 | $2,274+31.5% | $1,813+64.9% | $6,396-53.3% |
| Admin fee / account holder | $686 | $2,724-74.8% | $2,460-72.1% | $12,562-94.5% |