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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,824 | $29,716-29.9% | $56,077-62.9% | $80,925-74.3% |
| Participation rate | 34.6% | 41.7%-7.1pp | 52.5%-17.9pp | 67.7%-33.0pp |
| Annual return | 13.04% | 35.30%-22.3pp | 1709.28%-1696.2pp | 35.65%-22.6pp |
| Employer contribution / active EE | $464 | $671-30.9% | $1,040-55.4% | $2,756-83.2% |
| Participant deferral / active EE | $2,465 | $1,228+100.7% | $1,954+26.2% | $4,299-42.7% |
| Admin fee / account holder | $489 | $2,432-79.9% | $2,825-82.7% | $6,940-93.0% |